Acting as a mortgage loan originator without a license is punishable by a fine of up to _____ and/or imprisonment for up to _____.

The correct answer, which states that acting as a mortgage loan originator without a license can lead to a fine of up to $1,000 and/or imprisonment for up to 180 days, aligns with regulatory standards regarding mortgage practices. Such penalties are set to deter unlicensed activity in the mortgage industry, which can negatively impact borrowers and compromise the integrity of financial transactions.

In this context, the specific figures represent a level of severity deemed appropriate to address the potential risks posed by unlicensed loan origination. The fine amount signals to individuals the importance of adhering to licensing requirements and the legal framework governing mortgage practices in Ohio. Overall, the combination of financial penalties and potential jail time reflects law enforcement's commitment to maintaining ethical standards in the mortgage industry.